.fl-calc,.fl-calc *,.fl-calc :before,.fl-calc :after{box-sizing:border-box;margin:0;padding:0}.fl-calc{--navy:#1a2b4a;--navy-light:#243860;--gold:#c9963d;--gold-hover:#b8862e;--ivory:#f8f6f1;--surface:#eef2f9;--border:#d4dce8;--body:#4a5568;--muted:#718096;--white:#fff;--red:#c0392b;--green:#1e6844;--amber:#7d5a00;--amber-bg:#fff8e1;--radius:10px;--shadow:0 4px 28px #1a2b4a1c;color:var(--navy);background:var(--ivory);padding:28px 16px 60px;font-family:Inter,sans-serif}.fl-calc .wrap{max-width:680px;margin:0 auto}.fl-calc .page-title{margin-bottom:4px;font-family:Playfair Display,serif;font-size:clamp(1.5rem,3vw,2rem);line-height:1.2}.fl-calc .page-sub{color:var(--muted);margin-bottom:24px;font-size:.84rem;line-height:1.5}.fl-calc .card{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow);margin-bottom:16px;padding:26px 26px 22px}@media (width<=480px){.fl-calc .card{padding:18px 14px}}.fl-calc .card-label{text-transform:uppercase;letter-spacing:.1em;color:var(--gold);margin-bottom:16px;font-size:.68rem;font-weight:700}.fl-calc .section-rule{border:none;border-top:1px solid var(--border);margin:20px 0}.fl-calc .pill-label{color:var(--navy);margin-bottom:8px;font-size:.84rem;font-weight:600}.fl-calc .pill-group{flex-wrap:wrap;gap:6px;margin-bottom:4px;display:flex}.fl-calc .pill{border:1.5px solid var(--border);cursor:pointer;background:var(--white);color:var(--body);-webkit-user-select:none;user-select:none;border-radius:20px;padding:6px 13px;font-family:inherit;font-size:.78rem;font-weight:500;transition:all .14s}.fl-calc .pill.active{background:var(--navy);border-color:var(--navy);color:var(--white)}.fl-calc .pill:hover:not(.active){border-color:var(--navy);color:var(--navy)}.fl-calc .slider-group{margin-bottom:20px}.fl-calc .slider-header{justify-content:space-between;align-items:baseline;margin-bottom:5px;display:flex}.fl-calc .slider-label{color:var(--navy);font-size:.84rem;font-weight:600}.fl-calc .slider-value{color:var(--gold);font-size:.84rem;font-weight:700}.fl-calc .slider-hint{color:var(--muted);margin-bottom:7px;font-size:.7rem;line-height:1.4}.fl-calc .slider-pct-hint{color:var(--gold);margin-bottom:7px;font-size:.7rem;font-weight:600}.fl-calc .slider-minmax{color:var(--muted);justify-content:space-between;margin-top:5px;font-size:.67rem;display:flex}.fl-calc input[type=range]{appearance:none;background:var(--surface);cursor:pointer;border-radius:3px;outline:none;width:100%;height:5px}.fl-calc input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;background:var(--navy);border:3px solid var(--gold);cursor:pointer;border-radius:50%;width:18px;height:18px;transition:transform .12s}.fl-calc input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.15)}.fl-calc input[type=range]::-moz-range-thumb{background:var(--navy);border:3px solid var(--gold);cursor:pointer;border-radius:50%;width:18px;height:18px}.fl-calc .warn-box{background:var(--amber-bg);color:var(--amber);border-left:3px solid #f59e0b;border-radius:0 7px 7px 0;margin-top:-8px;margin-bottom:16px;padding:11px 15px;font-size:.8rem;line-height:1.5}.fl-calc .warn-box strong{color:var(--amber)}.fl-calc .btn-calc{background:var(--gold);width:100%;color:var(--white);cursor:pointer;text-align:center;border:none;border-radius:8px;margin-top:4px;padding:14px;font-family:Inter,sans-serif;font-size:.95rem;font-weight:700;transition:background .14s,transform .1s;display:block}.fl-calc .btn-calc:hover{background:var(--gold-hover);transform:translateY(-1px)}.fl-calc .btn-calc:active{transform:translateY(0)}.fl-calc .gate-wrap{position:relative}.fl-calc .blurred-result{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow);filter:blur(5px);-webkit-user-select:none;user-select:none;pointer-events:none;opacity:.88;padding:26px 26px 22px}.fl-calc .br-grid{grid-template-columns:repeat(2,1fr);gap:10px;margin-bottom:18px;display:grid}.fl-calc .br-tile{background:var(--surface);border-radius:8px;padding:14px 12px}.fl-calc .br-tile-label{text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin-bottom:4px;font-size:.66rem}.fl-calc .br-tile-value{color:var(--navy);font-family:Playfair Display,serif;font-size:1.45rem;font-weight:700}.fl-calc .br-tile-value.red{color:var(--red)}.fl-calc .br-tile-value.green{color:var(--green)}.fl-calc .br-fake-row{border-bottom:1px solid var(--border);color:var(--body);justify-content:space-between;padding:7px 0;font-size:.82rem;display:flex}.fl-calc .br-fake-row:last-child{border-bottom:none;font-weight:700}.fl-calc .gate-overlay{z-index:10;justify-content:center;align-items:flex-start;padding:14px 10px 28px;display:flex;position:absolute;top:0;left:0;right:0}.fl-calc .gate-form-card{background:var(--white);border-radius:var(--radius);width:100%;max-width:400px;padding:26px 24px;box-shadow:0 10px 48px #1a2b4a33}@media (width<=440px){.fl-calc .gate-form-card{padding:20px 14px}}.fl-calc .gfc-eyebrow{text-transform:uppercase;letter-spacing:.1em;color:var(--gold);margin-bottom:7px;font-size:.66rem;font-weight:700}.fl-calc .gfc-title{color:var(--navy);margin-bottom:4px;font-family:Playfair Display,serif;font-size:1.2rem;line-height:1.25}.fl-calc .gfc-sub{color:var(--muted);margin-bottom:16px;font-size:.78rem;line-height:1.5}.fl-calc .gfc-hook{background:var(--surface);color:var(--body);border-radius:7px;margin-bottom:16px;padding:10px 14px;font-size:.8rem;line-height:1.5}.fl-calc .gfc-hook strong{color:var(--red)}.fl-calc .field{margin-bottom:11px}.fl-calc .field label{color:var(--navy);margin-bottom:4px;font-size:.78rem;font-weight:600;display:block}.fl-calc .field input{border:1.5px solid var(--border);width:100%;color:var(--navy);background:var(--white);border-radius:7px;outline:none;padding:9px 12px;font-family:Inter,sans-serif;font-size:.86rem;transition:border-color .14s}.fl-calc .field input:focus{border-color:var(--gold)}.fl-calc .field input.err{border-color:var(--red)}.fl-calc .field-error{color:var(--red);margin-top:3px;font-size:.7rem}.fl-calc .fields-2{grid-template-columns:1fr 1fr;gap:10px;display:grid}@media (width<=400px){.fl-calc .fields-2{grid-template-columns:1fr}}.fl-calc .consent{color:var(--muted);margin:12px 0 14px;font-size:.68rem;line-height:1.5}.fl-calc .btn-unlock{background:var(--gold);width:100%;color:var(--white);cursor:pointer;border:none;border-radius:8px;padding:13px;font-family:Inter,sans-serif;font-size:.93rem;font-weight:700;transition:background .14s,transform .1s;display:block}.fl-calc .btn-unlock:hover{background:var(--gold-hover);transform:translateY(-1px)}.fl-calc .btn-unlock:active{transform:translateY(0)}.fl-calc .back-link{text-align:center;width:100%;color:var(--muted);cursor:pointer;background:0 0;border:none;margin-top:10px;font-family:inherit;font-size:.74rem;text-decoration:underline;display:block}.fl-calc .back-link:hover{color:var(--navy)}.fl-calc .report-card{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow);margin-bottom:16px;padding:26px 26px 22px}@media (width<=480px){.fl-calc .report-card{padding:18px 14px}}.fl-calc .report-top{border-bottom:1px solid var(--border);margin-bottom:20px;padding-bottom:18px}.fl-calc .rt-eyebrow{text-transform:uppercase;letter-spacing:.1em;color:var(--gold);margin-bottom:6px;font-size:.68rem;font-weight:700}.fl-calc .report-top h2{color:var(--navy);margin-bottom:3px;font-family:Playfair Display,serif;font-size:1.3rem}.fl-calc .report-top p{color:var(--muted);font-size:.78rem}.fl-calc .loss-notice{background:var(--amber-bg);color:var(--amber);border-left:3px solid #f59e0b;border-radius:0 7px 7px 0;margin-bottom:20px;padding:14px 16px;font-size:.82rem;line-height:1.6}.fl-calc .loss-notice strong{color:var(--amber);margin-bottom:3px;font-size:.85rem;display:block}.fl-calc .cta-panel-inline{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-light) 100%);border-radius:var(--radius);color:var(--white);margin-bottom:22px;padding:20px 22px}.fl-calc .cpi-row{justify-content:space-between;align-items:center;gap:14px;display:flex}.fl-calc .cpi-text{flex:1;min-width:0}.fl-calc .cpi-text h3{margin-bottom:3px;font-family:Playfair Display,serif;font-size:1rem}.fl-calc .cpi-text p{color:#ffffff9e;font-size:.74rem;line-height:1.45}.fl-calc .cpi-btns{flex-direction:column;flex-shrink:0;gap:7px;display:flex}.fl-calc .btn-cta-gold{background:var(--gold);color:var(--white);text-align:center;white-space:nowrap;border-radius:7px;padding:9px 16px;font-family:Inter,sans-serif;font-size:.82rem;font-weight:700;text-decoration:none;transition:background .14s;display:block}.fl-calc .btn-cta-gold:hover{background:var(--gold-hover)}.fl-calc .btn-cta-ghost{color:var(--white);text-align:center;white-space:nowrap;border:1.5px solid #ffffff59;border-radius:7px;padding:9px 16px;font-family:Inter,sans-serif;font-size:.82rem;font-weight:600;text-decoration:none;transition:border-color .14s;display:block}.fl-calc .btn-cta-ghost:hover{border-color:#ffffffbf}@media (width<=480px){.fl-calc .cpi-row{flex-direction:column;align-items:flex-start}.fl-calc .cpi-btns{flex-direction:row;width:100%}.fl-calc .btn-cta-gold,.fl-calc .btn-cta-ghost{flex:1}}.fl-calc .result-grid{grid-template-columns:repeat(2,1fr);gap:10px;margin-bottom:20px;display:grid}.fl-calc .result-tile{background:var(--surface);border-radius:8px;padding:14px 12px}.fl-calc .rt-label{text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin-bottom:4px;font-size:.65rem}.fl-calc .rt-value{color:var(--navy);font-family:Playfair Display,serif;font-size:1.35rem;font-weight:700}.fl-calc .rt-value.red{color:var(--red)}.fl-calc .rt-value.green{color:var(--green)}.fl-calc .section-title{color:var(--navy);margin-bottom:12px;font-family:Playfair Display,serif;font-size:.98rem}.fl-calc .breakdown-table{border-collapse:collapse;width:100%;font-size:.82rem}.fl-calc .breakdown-table thead th{text-align:left;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);border-bottom:2px solid var(--border);padding:8px 10px;font-size:.65rem;font-weight:600}.fl-calc .breakdown-table td{border-bottom:1px solid var(--border);color:var(--body);vertical-align:top;padding:9px 10px}.fl-calc .breakdown-table tr:last-child td{color:var(--navy);border-bottom:none;font-weight:700}.fl-calc .td-right{text-align:right}.fl-calc .td-red{color:var(--red)}.fl-calc .td-muted{color:var(--muted);margin-top:2px;font-size:.71rem}.fl-calc .td-name{color:var(--navy);font-weight:500}.fl-calc .td-name.total{font-weight:700}.fl-calc .info-box{border-left:3px solid var(--gold);color:var(--body);background:#fff9ee;border-radius:0 7px 7px 0;margin-top:12px;padding:11px 15px;font-size:.8rem;line-height:1.6}.fl-calc .info-box strong{color:var(--navy)}.fl-calc .strategy-list{list-style:none}.fl-calc .strategy-list li{border-bottom:1px solid var(--border);align-items:flex-start;gap:12px;padding:12px 0;display:flex}.fl-calc .strategy-list li:last-child{border-bottom:none}.fl-calc .si{background:#c9963d1f;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:30px;height:30px;font-size:.9rem;display:flex}.fl-calc .sb-title{color:var(--navy);margin-bottom:2px;font-size:.85rem;font-weight:600}.fl-calc .sb-desc{color:var(--muted);font-size:.77rem;line-height:1.5}.fl-calc .disclaimer{color:var(--muted);border-top:1px solid var(--border);margin-top:20px;padding-top:16px;font-size:.68rem;line-height:1.6}.fl-calc .fade-in{animation:.32s both fl-fi}@keyframes fl-fi{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}@media (prefers-reduced-motion:reduce){.fl-calc *{transition:none!important;animation:none!important}}